CREDIT ELITE LLC

Effective Date: January 28, 2026

SMS Messaging Terms & Conditions (A2P Compliance)

1. Program Description

The CREDIT ELITE LLC SMS messaging program provides service-related communications to individuals who have requested or enrolled in our credit repair services. Messages may include, but are not limited to:

Appointment confirmations and reminders

Account updates and service notifications

Requests for documentation or follow-up

Customer support communications

SMS consent is collected via website forms, intake forms, or written agreements that include a clear and affirmative opt-in checkbox for SMS communications. Message content is directly related to the services requested by the consumer.

2. Cancellation Instructions

You may cancel SMS messages at any time by replying STOP to any message you receive from us. After sending STOP, you will receive a one-time confirmation message acknowledging your opt-out. You will not receive further SMS messages unless you re-opt in by submitting a new request or consent form.

3. Support Information

For assistance, reply HELP to any SMS message, or contact us directly at:
📧 [email protected]
📞 (954) 668-0044
Customer support is available during normal business hours.

4. Carrier Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

5. Message & Data Rates

Message and data rates may apply for messages sent to and from CREDIT ELITE LLC. Message frequency varies based on your account activity, service status, and appointment schedule. For questions about your messaging plan, please contact your wireless provider.

6. Supported Carriers

Our SMS program is supported by major U.S. carriers, including AT&T, Verizon, T-Mobile, Sprint, and most regional carriers.

7. Age Requirement

You must be at least 18 years old to participate in our SMS messaging program.

8. Privacy Policy

For information on how we collect, use, and protect your data, please review our Privacy Policy at:
/privacy-policy

9. Compliance Statement

We comply with all applicable laws and regulations governing SMS communications, including the Telephone Consumer Protection Act (TCPA), CTIA Messaging Principles, and A2P 10DLC requirements.

General Terms of Service

This website (the “Site”) is owned and operated by CREDIT ELITE LLC (“Company,” “we,” “us,” or “our”). By accessing or using this Site, you agree to be bound by these Terms and Conditions, our Privacy Policy, and any additional terms that may apply to specific services.

Accessing the Site in any manner constitutes acceptance of these Terms.

We reserve the right to modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Credit Repair Disclaimer

CREDIT ELITE LLC provides credit repair and credit education services. We do not guarantee specific credit score increases or outcomes, as results vary based on individual credit profiles, creditor responses, and consumer participation. We do not provide legal or financial advice.

Intellectual Property Rights

Our Limited License to You

All content on this Site is the property of CREDIT ELITE LLC and is protected by copyright and intellectual property laws. Content is provided for personal, non-commercial use only.

You may not copy, reproduce, modify, distribute, or exploit any content without prior written permission.

Your License to Us

By submitting content (including forms, messages, reviews, or testimonials), you grant CREDIT ELITE LLC a royalty-free, perpetual, non-exclusive license to use such content for business and marketing purposes, provided it complies with applicable laws.

Disclaimers

The Site and all services are provided “as is” without warranties of any kind. We disclaim all implied warranties to the fullest extent permitted by law.

Third-party links provided on the Site are for convenience only and do not imply endorsement.

You agree to indemnify and hold harmless CREDIT ELITE LLC from any claims arising from your use of the Site or violation of these Terms.

Online Commerce

Some services may be processed through third-party platforms (e.g., payment processors). We are not responsible for third-party systems or services. Transactions with third parties are governed by their respective terms.

Account Registration & Security

If you create an account, you agree to provide accurate information and maintain the confidentiality of your login credentials. Notify us immediately of any unauthorized account access at [email protected]

Termination

We reserve the right to suspend or terminate access to the Site or services at our discretion if these Terms are violated or unlawful activity is suspected.

Governing Law & Dispute Resolution

These Terms are governed by the laws of the state in which CREDIT ELITE LLC operates. Any disputes shall be resolved through binding arbitration in that jurisdiction.

Changes to These Terms

We may update these Terms periodically. The most current version will always be available on our website with the effective date listed above.

Contact Information

If you have questions regarding these Terms, contact us at:

CREDIT ELITE LLC
📞 Phone: (954) 668-0044
📧 Email: [email protected]

By using our website and services, you agree to these Terms and Conditions.